Someone posted this on FB today:
After I left my job, I was told my healthcare would end that day. I'm not eligible for my new job's healthcare for 60 days (which is pretty standard until you're higher up in the company). They said I could sign up for COBRA and it would cover the short lapse. Cool. Fast forward to today, when I finally received a digital copy of the paperwork. $500 a month for coverage of a healthy 24-year-old. That is almost an 800% increase of what I was paying. FOR BASIC HEALTHCARE COVERAGE. Meaning, I still have an extremely high deductible and my coverage is eh at best.
This is the same option someone would be given if they were terminated. How fucking terrifying would that be? You just got laid off, you don't have an income and now you can't have access to affordable healthcare.
The ACA Marketplace can provide me access to healthcare to the tune of about $200 a month. Not great but CERTAINLY more affordable then COBRA. However, it looks like we won't have that option soon. So seriously, what the fuck do you expect someone to do? File bankruptcy or sell their organs, I guess. Or maybe our government could come up with a sustainable healthcare system that doesn't punish people for wanting access to healthcare.
Maybe if we didn't allocate so much money to a wall or cut down our military spending just a wee bit we could afford to keep the citizens of this country healthy.
OKAY. RANT OVER. I'M SORRY.
My first thought is: "Okay, this person is obviously delusional. Just don't get insurance for the next 60 days."
Moving on from that, I don't know many specifics about Cobra, but $500 for a healthy person is quite a lot. Whether she's actually as healthy as she says is another question entirely.
I also don't understand why she can't just go immediately buy a plan on the "ACA Marketplace", as she puts it. Or just go onto her parent's insurance.
Is this just a whiny millenial or am I missing something? Personally, I would prefer if the government stayed out of healthcare permanently.
college tuition is out of control because the government is handing out loans willy nilly. So colleges can raise tuition costs thousands of dollars every year knowing that the government will cut the inital check. Cutting back on these loans will force the colleges and universities to scale back their tuition costs. Otherwise they'll start getting a lot less students.